4 Great Places to Find Investment Without Having To Give Away Equity

I’ve recently been looking into getting some investment in my company. I don’t need a massive amount of money, just a bit of financing to accelerate certain marketing activities. However, as the millionaire and poet Felix Dennis once wrote, making profit is all about “equity, equity, equity”. He was loathed to ever give away any percentage of his company and so am I. This got me thinking though, where can I find money that won’t put me in big financial risk and won’t force me to give over equity. Here are four of the best places I came up with, but I would love to hear examples of others if anyone knows any?

Friends

I once read that you should never lend a friend money if you are expecting it back. That is to say the amount you lend them should never be more than you would give them anyway. Whilst it’s true that lending friends money can open up a massive can of worms, I don’t strictly agree with this sentiment. It of course depends on the amount of money in question and how close friends you are, but I certainly think it is acceptable to give and receive loans from friends. I always pay friends back a little more than I borrowed as a way of saying thank you and ensuring they are not at a loss (interest wise) for lending me the money.

Family

Unlike my friends, I hate asking my family for money. I don’t know whether it’s because I want to appear self sufficient to them or I’m afraid of being turned down, but whatever it is my family is usually last on the list of people to ask. This is of course foolish as pride should not stand in the way of progress and actually family is a very good place to get finance from. Not only are they likely to be more understanding should you delay in paying them back, but it’s also often very rewarding for the family member/s to feel like they are helping you and your business out. On the rare occasions I have received money from a family member, it has given us more to talk about when we meet and actually brought us closer.

Credit Card/Loans

Now these you have to be very careful with. Getting credit cards and loans to finance business expenses can mark the beginning of a long road to debt and despair. Having said this, many people rule these options out far too soon and they can be very effective if managed correctly. The first thing to think about is can you manage the repayments? If you are speculating your investment and relying on this to enable repayments, it’s best to look else ware. If you have steady money coming in however that can cover the repayments, this could be a great option. The second thing to consider is your credit rating. If you have a poor credit rating then you might only be able to get credit cards and loans that have high interest rates and this is where the danger lies. The larger your repayments and the higher the interest rates, the bigger the risk to you and your company. However, if you have a healthy credit rating, you should be able to qualify for one of the many interest free credit cards or low interest loans that are available. Some credit card companies are offing 18 months interest free right now, and so this is a great place to find money for your company with very low risk indeed. Just make sure you always pay at least the minimum repayments. The last thing is to keep good track of them. Set up a spreadsheet to track all the loans, repayment dates, minimum repayments and rates. Make sure to double check any formulas for errors, and spreadsheet errors have proven costly to businesses in the past!

Overdraft

Not many people consider their overdraft as a viable source of money, but I can assure you it is. I first started using my overdraft at university when my bank kindly gave me quite a large interest free facility. This is not uncommon and can be used as a great source of extra money with little risk. I’m not saying be reckless and rely on your overdraft all the time, but used at the right time it can make perfect financial sense. Now that I am no longer a student I don’t have an interest free overdraft, but have found that the interest I now pay is much lower than most credit cards and loans anyway, making it a great source of money still.

Just a word of warning with this one though – You don’t want to hurt your credit rating by using your …

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Some Most Popular Attractions in Da Nang Vietnam

One of the countries that have always been visited by tourists in Southeast Asia is Vietnam. This country is famous for its thick cultural style. Some locations such as tourist attractions in Ho Chi Minh also have a cultural style that blends with French culture because this country was once colonized by France. There are many more tourist attractions in Vietnam that you can visit. Apart from Ho Chi Minh, tourist attractions in Hanoi are also included as a famous tourist city in the country.

You also can’t look away from Da Nang city which has many choices for ocean view villa Danang. So, you can enjoy the beauty of this charming seaside city. Here are some most popular tourist attractions in Da Nang that you should visit:

Golden Bridge

One of the newest tourist attractions in Da Nang is the Golden Bridge. This tourist spot just opened in June 2018. Located in Ba Na Hills, the Golden Bridge is a skywalk area where you can see natural scenery from an altitude of 3,280 above sea level. From a golden bridge with a length of 149,962 meters.

This bridge is designed in gold and two pillar-shaped like a big hand supporting the Golden Bridge. Since opening, this place is always crowded by local and foreign tourists. In this bridge area, you can see mountain views and hills on the outskirts of Da Nang. When the weather is bright or foggy, the natural scenery of this location always starts and is dramatic.

Imperial City Hue

When in Da Nang, most tourists go directly to Hoi An which is already well known as a tourist spot in Vietnam. Though Hue is also a tourist location that holds many beautiful and historic locations. This location is still under development in the tourism sector so there are still many places in this location that have not been published as tourist attractions.

One of the hidden historical gems that you should visit is Imperial City Hue. This location is included in the UNESCO world heritage list. This complex consists of temples, fortifications, and various other historic buildings.

This complex was in the territory of the Nguyen dynasty of its time with various royal facilities in one place. For those of you who like history, you can rent a tourist sight to provide information. Or you can take a leisurely walk alone because the natural scenery around this area is equally impressive.

Da Nang Cathedral

Da Nang Cathedral is the only Catholic church in Da Nang city. Nearly 4,000 Catholics in Da Nang always come on weekends to worship at this church. This church was built in 1923 by the French priest Louis Vallet, during the French colonial period in Vietnam.

Da Nang Cathedral has a European medieval era architectural design with a predominance of soft pink color. The highest tower in this church has a height of up to 70 meters. The interior is no less charming with the look of an outside church. Decorated with colorful glass ornaments typical of a beautiful Catholic church. There is also a replica of the statue of the Virgin Mary which is in Lourdes Grotto, France.

This church is open by the public as a place of worship and tourist attractions in the city of Da Nang for those of you who just want to visit and see the beauty of the church. From the church tower, you can see views of the city of Da Nang, the Han River, and the green mountains in the Da Nang area.…

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Finding the Best Investment Management Firm in Plano

What Is An Investment Management Firm

An investment management firm is also known as a wealth management firm. The goal of a wealth management firm is to assist their affluent clients with investment advice and other financial services if needed. The investment firm also is responsible for managing affluent individuals wealth and they usually charge them a set fee. The state of Texas is one of the richest states on the map and you can find a lot of affluent people in Texas in places such as Plano. Plano is one of the most affluent cities in Texas so usually investment management Plano is needed for the majority of the residents in this city. The areas that an investment firm assist their affluent clients in are financial and investment advice, provide accounting and tax services, estate planning, and retirement planning.

What Does Wealth Management Consist Of

Wealth Management or investment management consists of an array of different things. So affluent individuals who are looking for investment management Plano or some other part of the United States should know what an investment management firm should consist of. The purpose of a wealth management firm is to make things easier for high net-worth individuals by having their finances treated in a holistic way and one person managing their money instead of receiving bits and pieces of advice from multiple different professionals. When you have one person managing your wealth this makes it easier to plan properly for your family, to make any changes, and to build for you and your family’s future needs. One person gets to know you in and out and this one person often knows enough about the individuals whose wealth they are managing to make the best decision for the individual and their family.

What To Look For In An Investment Or Wealth Management Firm

There are certain qualities and characteristics that each wealth management firm should have. The wealth manager who works for the firm should be able to help the client identify what financial goals that they want to achieve and help to create a road map so they can achieve the goal. This map should be based on choosing investments that are safe and that will grow over time. The first thing that the potential client of a wealth management firm should do is to make sure that the firm deals with clients within your asset range. Because there are some wealth management firms that only deal with clients who have assets that are in the millions. Then you have the second type of wealth management firm that deals with the more common people and upper-middle class. These individuals assets or net worth range between 50,000 and 500000 dollars. This is why it is very important to ask questions of potential wealth managers that you are considering. This way you can get the proper understanding of where he is her expertise lies and is this the type of individual that you are looking for to assist you for the long-term in your financial journey.

Other steps that can be taken when individuals are looking to choose the best investment or wealth management firm for them and their family is to check out the pricing, compare what they are selling against other firms, ask what is their average availability, and go on sites like Yelp or the Better Business Bureau and check the company’s track record. There is even a way for the potential customer to check the wealth managers track record as well. So if individuals are diligent and are serious about managing their wealth by using a wealth manager or wealth management firm the information is out there. Individuals just have to do is do the research and find a company or manager that fits you and your family’s needs.

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How a High Interest Checking Account Can Make You Money

All investors need to consider an array of different ways to make money. It is good to look at the possibilities that exist with various types of accounts. Diversity is the key to building a solid portfolio. No one can benefit solely from one area, but spacing your investments out and maximizing your savings can help you make money in places that you would not have assumed you could make money before.

Banking The Right Way

A lot of people are aware that there are various checking accounts at banks, but some people are not aware of the high interest checking account. This is something that allows people that are banking to make money with their checking accounts. It is not always evident that these account are available because most people only consider regular checking for their banking needs. Most of these banking customers are going to put large sums of money elsewhere. Money may be placed in stocks or certificates of deposit. It is not always obvious that a checking account can be the connection to making more money. That is why it is a good idea to sit down and talk with bank associates about the options that exist. It is good to know all options before any decisions are made. People that take time to sit down and discuss their options will get a clear understanding of what it takes to make money from a checking account.

A Minimum Amount

The first thing that banking customers find out when they start utilizing a bank is that there are some high interest checking account options that are going to yield the same type of rates that could be found with a savings account or certificate of deposit. These accounts will typically require a minimum amount in order to sustain this type of interest. People that have large sums of money in a savings account that is not gaining any interest should rethink what they are doing. It is a better decision to keep this money that is not being invested anywhere in a high-yield account that is going to give them the freedom of checking along with a higher interest rate than any savings account they could acquire.

Compare Rates

It is always a good idea to compare rates and see what is out there. When banking customers start looking at the options that are available they will see that a number of banks offer competitive rates when it comes to these types of checking accounts that bear interest. Comparing the different rates gives investors more time to balance their entire portfolio. All of the money does not have to go into the bank. Some money can be allocated into an IRA. Other funds may go towards a certificate of deposit. There are many options available for investors, and it makes sense to add interest-bearing checking accounts to the options because this can provide an account with money that is accessible without any fees or penalties. The money still gets the chance to make interest, but the owner of the account is not penalized for trying to access the funds in case of any type of emergency.

Compound Interest Rates

Another thing that makes it worthwhile to consider these accounts is the compound interest. Over time the money that is initially in the account is going to make money. If this money is left in the account over the years it will make more money. This type of compound interest aspect truly makes it worthwhile to look at the options that are available for these types of checking accounts.…

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Zero Motorcycles Ready to Launch New Models Next Month

Manufacturers of electric motorcycles from the United States tempt fans by throwing teaser videos. In the video, he did not reveal the form of a motorcycle. They only display the shape of the headlights of the vehicle, with a black background. However, through several statements, it is said that the manufacture of electric motors is a candidate for new products. Now available on wheels motorcycles, the latest variant of the Zero motorsport. Many variations of Zero bike for sale on wheels motorcycles at an affordable price.

“More than a new model, Zero SR / F is a completely new platform. SR / F will provide a new experience of street sports motorbikes without powered fairing,” information from the Zero Motorcycles video.

Based on the information above, Zero seems to be taking the basic ingredients of the motor from the SR model. Indirectly, this new motorcycle will carry a large amount of power. Furthermore, the power generated can be up to 60 hp.

One part that can be discussed is the headlights. Zero Motorcycles designed the latest headlights in the SR / F model. By relying on four LED lights and DRL LEDs around it, the appearance of this electric motor must be more modern.

Rumors that develop themselves say Zero SR / F will be a kind of motorsport fairing. The news was rolling because until now they did not have a model with fairing

All-New SR / F is the most innovative Zero electric motor output and has large power.

A new Streetfighter Zero style, the All-New SR / F combines power, control, and connection. The connection owned by Zero The All-New SR / F is the newest and smartest technology that was first introduced. After 13 years of developing Zero, the All-New SR / F is embedded with the latest revolutionary Zero technology – Cypher III. This technology makes it the most up to date for Zero Motorcycle premium electric motorcycle products. With 189.81 Nm of torque and 110 incredible horsepower torque with a simple twist from a throttle.

All-New SR / F motors have better performance and efficiency than the new Zero Zero ZF75-10 product. Because of the magnitude of the power, the All-New SR / F can penetrate 200 km / h with a distance of 260 km.

In US motorcycle can be redeemed for £18,490, still quite reasonable compared to the Suzuki Hayabusa GSX1300R which costs £14,195. Zero New SR/F New price of £14,195 with the torque of 189.81 Nm.…

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The Top 4 Best Compression Tools For Linemen

There is no debating the fact that linemen have one of the most difficult jobs in the world. Having to install, fix, and maintain power lines such as internet and distribution lines requires a focus that is unmatched when compared to other jobs. The reason for this is because any mistake can result in a devastating cost. In extreme cases, it can even result in death. As we can see, linemen also require up-to-date and high-quality tools to work with. Anything other than that, as we have already mentioned, can be costly. As for what tool linemen need the most, a good compression tool is one of if not the most important tool they need. What compression tools allow for is for the easy and safe attachment of compression lugs and splices. For that matter, linemen really can’t do anything without this tool. So, with this in mind, let’s talk about the top 4 best compression tools for linemen.

#4: The Burndy Patriot 4-point, C-shaped Hypress

Power is everything when it comes to linemen compression tools. Speaking of power, the Burndy Patriot 4-point C-shaped Hypress compression tool has nothing short of it. Add in the fact that it has a high-velocity hydraulic point and you get a tool that makes actuation easy and fast. These qualities also make it one of the most respected tools on the market with how reliable and functional it is. Needless to say, any linemen can’t go wrong with this tool at their hands.

#3: Greenlee Battery-Powered 12-Ton Multipurpose Tool

Next up, we have the Greenlee Battery-Powered 12-Ton Multipurpose Tool. Right off the back, the most notable feature that this tool has is a fully cordless and rechargeable battery capabilities. What this allows this compression tool to do is work through several cycles per one charge. Worth mentioning, it also charges pretty fast compared to other tools out there. Apart from that, it also comes in handy with its 360-degree rotating crimping head and LED light for night-time work. All in all, it is a well-rounded compression tool.

#3: Huskie 12 Ton Compression Tool

Versatility is another important feature that any good compression tool should have. As for the Huskie 12 Ton Compression Tool, the fact that it has a 12-ton output, a 1.5″ jaw opening, and a length of up to 23″ makes it one of the most versatile compression tool any linemen can use. Additionally, it even comes with an external pressure adjustment, rubber boot, and carrying case for mobility. While it is on the expensive side of compression tools, by all accounts, it is worth every penny.

#1: Huskie 10′ Non-Conductive High-Pressure Hose

Sticking with the Husky line of compression tools, another versatile and effective tool is the Huskie 10′ Non-Conductive High-Pressure Hose. More than anything, what this hose is capable of is working with a pressure of up to 10,000 PSI. In fact, it is also a non-conductive hose as well. Another key feature it has is a high visibility safety orange color to eliminate any misjudgment. As if there was any other reason not to like this tool, it also has an additional shrink wrap that reduces the risk of leaking.

Also, with the additional features such as it being date coded at the point of assembly, we get to see why the Huskie 10′ Non-Conductive High-Pressure Hose is one of the more popular compression tools for linemen. Above everything else, the main quality that this tool offers is the perfect combination of safety, functionality, and high-quality. Any tool that combines these qualities effectively is sure to be more than its worth.

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Reasons to Buy American Crane Parts

A crane is a sophisticated machine that requires each part to function effectively for its smooth operation. After continuous use, these parts are bound to get worn out and hence they have to be replaced. The business of getting the right type and quality of the machine part can prove to be difficult.

Difference Between OEM and OE

Original manufactured crane parts (OEM) are similar to OE parts except that OE lacks the company logo on them. The main distinctive difference between OEM and the none original variety is that OEM crane parts are manufactured exactly as to the specification of the manufacturer’s drawing giving a sense of security and making sure the part delivered matches the worn out one thus extending the life span of the crane. Most OE does not necessarily adhere to this. OEM parts are always manufactured with all the latest improvements incorporated into them maintaining or even improving performance while some none original variety continues producing the same outdated parts.

Look for a supplier who only delivers the best quality of OEM parts to all its customers.It can seem appealing to try and save a little bit of money by choosing to buy a non-original equipment part (OE) over an original equipment manufactured part (OEM) but this may prove to be a disastrous decision in the future leading to constant replacement of the parts halting your operation leading to extra cost in operation and jeopardizing your reputation or even loss of life in extreme cases. By choosing to buy American crane parts, you are guaranteed that your work is not subjected to unnecessary stoppages due to continuous failure of the cranes since the part will keep delivering on a constant basis prolonging the life of the crane.

Breath of Inventory

Currently, there are a number of crane manufacturing companies and it may prove tedious when trying to figure out the best company best to supply OEM crane parts with the main concern being if a company has the entire inventory to cover order. Having been around since 2003, craneco parts and supply has an extensive supply of almost all the different brand of mobile truck and crawler cranes and spare parts from Terex, Galion, Genie Manlift, Grove, Link-belt, American hoist crane Koehring, Loiran, Manitowoc, P&H and Pettibone making sure it can take care of any order.

Quality of the Staff

There are times when your crane can fail and you have no idea of what the problem can be, Craneco parts and supply has qualified staff that will assist you in identifying the problem with your crane as well as help you in finding the exact part you want to purchase.

Shipping Services

Craneco parts and supply offers shipping services of cranes and their spare parts all over the world hence if the project is located in a remote area, craneco will deliver it to you. Crane co-parts and supply always have an idea of where the shipments are by use of a tracking number hence you can inquire where the location of your shipment.

Excellent Customer Service

Craneco parts and supply is known for delivering the best customer service making them acquire loyal customers over the years. customers are confident that if and when they place an order it will be carefully be attended to professionally. Depending on the order, craneco parts and supply will make sure to deliver cranes and crane parts that fit the exact customer specifications. So if you are thinking of purchasing a mobile truck or crawler crane or its spare part, craneco supply is the right choice.

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